People tell me after listening to one of my seminars that they believe that I am against investing in the stock market. That is not true. I have money invested in the market myself. What I am against is seniors investing their life savings in stocks or mutual funds. With our Fixed or Indexed Annuities, you have the peace of mind knowing you will never lose your principal, while gaining the advantage of earning substantial interest.

“The higher the interest rate, the higher the risk” is a good motto to remember. The closer you come to retirement, the less risk you can afford. Your financial planner may be able to suggest a different savings approach. I recommend annuities to my clients because they are backed by the Legal Reserve Life Insurance Fund. This fund insures that our clients will never lose the money they have spent a lifetime earning.